Showing posts with label Savings. Show all posts
Showing posts with label Savings. Show all posts

Money Management for Kids

Money Worksheet for KidsThis printable Money Management Worksheet helps parents teach their children the principles of savings and banking via the "Family Bank" approach.

For information about how to use this template, read the article Money Management for Kids - The Family Bank Approach.

Savings Goal Tracker

Savings Goal Tracker If you budget, you may like this new Savings Goal Tracker. It functions as a simple Savings Account Register, but it is designed specifically as a Goal tracker. If you tend to lump multiple savings goals into a single savings account, you mind this very useful.

Annuity Calculator

Annuity CalculatorThis new Annuity Calculator can help you figure out how much you need to have saved for retirement. The Savings Calculator can help you figure out how much you will have saved by making regular contributions for a number of years. Then, the Annuity Calculator can help you figure out how long that savings will last you.

College Savings Calculator

College SavingsThis new College Savings Calculator helps you create an educational savings plan for your child. You can specify yearly costs for grades K-12 in additional to college costs. The monthly deposit amount is calculated based upon the costs, yearly deposits, and other deposits that you specify.

Savings Interest Calculator

Savings CalculatorI just created a new Savings Calculator that estimates the interest earned in a savings account over time. It lets you include monthly and annual deposits, graphs your balance vs. investment, and creates an amortization table showing the interest earned each year.

401(k) Savings Calculator

401k CalculatorThe new 401k Calculator let's you estimate your future 401(k) balance at retirement. It is very simple to use and let's you include your employer match, annual raise. Perhaps the most unique feature of this spreadsheet is that it let's you specify a random rate of return so you can see how fluctuations in the market might affect your balance.

It also includes a worksheet that calculators Internal Rate of Return (IRR). It can be used to track your 401(k) over time. Any additional suggestions for this worksheet are welcome.

Retirement Planning Spreadsheet

Retirement Savings CalculatorThis spreadsheet estimates the value of an annuity at retirement. Compare total payments to interest earned. Run simulations with random annual interest rates and a variable number of annual payments. The web page also lists other retirement planning templates, calculators, and software.