Credit Card Minimum Payment Calculator

The new Credit Card Payment Calculator lets you see how much it really costs to make minimum payments. Calculate the total interest and time to pay off. Compare to making a fixed monthly payment.

Credit Repair

Just finished a new Credit Repair edition of the Debt Reduction Calculator that helps you improve your FICO credit score by reducing debt down to specific balance-to-credit-limit ratios.

Debt Reduction

This new Debt Reduction Calculator / Debt Snowball Calculator can be used to help plan how to pay off all of your credit card balances, auto loans, student loans, personal loans, consumer loans, etc.

You first list all of your debts, then choose a total monthly payment, and as you pay off your debts, the payment is rolled over to help pay for your next one.

You can choose from a few different strategies, such as debt snowball (lowest balance first) or highest-interest-first, or you can choose the exact order you want to pay off your debts.

The download page includes additional information on the different strategies.

Credit Card Payoff Calculator

This is a fairly simple calculator, that lets you figure out how long it will take to pay off a credit card balance based on a particular monthly payment. Or, if you specify when you want to have it paid off, it will calculate what the monthly payment needs to be.